Why Financial Planning ? 

#  Multiplying desires – newer cars, posh houses, electronic gadgets, foreign holidays etc. 

#  Wide array of investment options. 

#  Longer post-retirement life span. 

#  Increasing complexities of the investment products. 

#  Emphasis on market-linked returns. 

#  Low returns from the assured-returns / capital-guaranteed products.

Read many EXCITING Personal Finance blog posts HERE!


(Failed) Attempt To Categorize And Rationalize Mutual Funds

Buy Sovereign Gold Bonds This Diwali (Series III Public Issue Opens Today)

Health insurance : Double benefit of Insurance + Tax Saving (Sec 80D Updated)

Post Office Small Savings Schemes Q3 Interest Rates (NOT) Revised

Systematic Withdrawal From Mutual Funds Far Superior To Dividends

My Money Maxims

  • Napolean Hill

    "Make your money work hard for you and you will not have to work so hard for it."
  • Warren Buffett

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
  • Peter Lynch

    "Spend at least as much time researching, as you would choosing a refrigerator."