Why Financial Planning ? 

#  Multiplying desires – newer cars, posh houses, electronic gadgets, foreign holidays etc. 

#  Wide array of investment options. 

#  Longer post-retirement life span. 

#  Increasing complexities of the investment products. 

#  Emphasis on market-linked returns. 

#  Low returns from the assured-returns / capital-guaranteed products.

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My Money Maxims

  • Napolean Hill

    "Make your money work hard for you and you will not have to work so hard for it."
  • Warren Buffett

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
  • Peter Lynch

    "Spend at least as much time researching, as you would choosing a refrigerator."