Why Financial Planning ? 

#  Multiplying desires – newer cars, posh houses, electronic gadgets, foreign holidays etc. 

#  Wide array of investment options. 

#  Longer post-retirement life span. 

#  Increasing complexities of the investment products. 

#  Emphasis on market-linked returns. 

#  Low returns from the assured-returns / capital-guaranteed products.

Read many EXCITING Personal Finance blog posts HERE!


New PPF Rules For Easier Account Operation

Why 'Return Of Premium' Term Insurance Is A Disastrous Idea?

Despite 10% LTCG Tax, Mutual Funds Are Better Than ULIPs

LIC's 8% Guaranteed Pension Gift For Your Senior Citizen Parents (PMVVY Updated)

FAQs On The New 'Long Term Capital Gains Tax' On Equity

Insure Your Equity Investment From Stock Market Corrections

My Money Maxims

  • Napolean Hill

    "Make your money work hard for you and you will not have to work so hard for it."
  • Warren Buffett

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
  • Peter Lynch

    "Spend at least as much time researching, as you would choosing a refrigerator."